House for sale in Orléans, France

45000 Orléans
House • 3 room(s) • 2 bed. • 73 m² • ref: 1613389
$54,363
iad France - Philippe Jay offers: A very interesting financial and tax-advantaged investment, ideal for investors looking for more peace of mind than a rental investment. You cannot live in or rent the property before the seller vacates or dies

iad offers you an Occupied Life Annuity for the benefit of a 73-year-old man.

Townhouse of 73m² with garden located in Orleans in a quiet street, close to all amenities, school.
The living area has a kitchen, living room dining room, a 1 bathroom, a 1 toilet, a laundry room upstairs, 1 passenger bedroom with separate toilet and another bedroom.
A condensing boiler changed in 2018 completes the whole

With a market value on the traditional free market of 195000 Euros and an occupied market value of 106080 Euros, this property is offered as a LIFETIME OCCUPIED property under the following financial conditions:
BOUQUET: 50000 Euros including 10000€ Agency fees
LIFE ANNUITY: 420 Euros / month (revisable annually according to the INSEE index of household consumer costs).

Revaluation of the annuity in the event of early release of the Right of Use and Habitation (if you go to a retirement home for example): +47% or +460 euros, has the advantage in this case of being able to immediately live in the house or rent it out for your benefit to finance the annuity and its revaluation.

Property tax: 1624 euros, household waste tax remaining at the expense of the occupant.

> Discount of approximately 54% applied to the free value for the right of use and habitation retained by the seller, received immediately by the buyer at the deed, without taxation unlike rental income.

> No worries about rental management (no unpaid rent, no damage, no tenant rotations and associated rental vacancies...). The occupant continues to maintain the property.

> Acquisition without bank assistance: no interest costs and mortgage insurance added to the investment.



Agency fees to be paid by the seller. Energy display information on this property: ENERGY class E index 316 and CLIMATE class E index 56. Information on the risks to which this property is exposed is available on the Géorisques website: www.georisques.gouv.fr. This real estate advertisement has been written under the editorial responsibility of Mr. Philippe Jay EI (ID 83315), independent real estate agent (without holding funds), commercial agent of the SAS I@D France registered with the RSAC of Bourges under the number 932050123, holder of the real estate canvassing card on behalf of the company I@D France SAS.

Spaces

Rooms3
Floors1
Bedrooms2

Surfaces

Living73 m²
Land310 m²
Amenities extracted by AI.
Garden

Orléans

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TypeHouse
Construction year1920
Energy efficiency rating
E
316
Environmental (CO₂) impact rating
E
56