Occupied Life Annuity House between Nîmes and Montpellier

HOUSE FOR SALE IN LIFE ANNUITY occupied (1 head F - 78 years old). 34400 ENTRE-VIGNES : village of SAINT CHRISTOL Detached house built in 1975 of 127m² of living space with garage on a plot of 1000m². Well maintained, healthy structure, this house has on the ground floor 3 bedrooms, a living room, a dining room and an independent kitchen. On the ground floor + 1, an office and a fourth attic bedroom. Patrimonial advantages of the investment: Enjoy an immediate 70% reduction compared to the value of the freehold property estimated at 390,000 euros. Develop your assets without risk, without rental management and at a lower cost. Indeed, during the period of occupation by a 78-year-old retiree, the investor does not bear the cost of routine repairs or maintenance. Depending on the distribution of the works defined in articles 605 and 606 of the Civil Code and the property tax will be borne by the buyer; Benefit from the use of the property at the time of its vacancy, offering the buyer the choice of occupying it or deriving regular rental income; Anticipate its transfer if necessary, at a lower cost, with reduced transfer taxes; Capture the capital gain mechanically realized on resale; Generate profitability through a tangible and secure investment with an attractive IRR. Financial terms: The purchase is made according to the following payment terms: Bouquet: 90,000 euros Monthly pension: 809 euros Property tax: 280 euros Notary fees are calculated on the occupied value of the property, i.e. 192,500 euros instead of 350,000 euros (market market value). If early release: 20% increase in the pension Estimated average annual energy expenditure for standard use based on energy prices for the year 2021: DPE class D 181 and GES class D 39 Estimated annual energy costs of the home: between 1450 euros and 2000 euros. All diagnostics are available. To visit and assist you in your project, contact Cyril BATTUT, at 0652778090 or by email at c.battut@proprietes-privees.com According to article L.561.5 of the Monetary and Financial Code, for the organization of the visit, you will be asked to present an identity document. This sale is guaranteed for 12 months. This advertisement has been written under the editorial responsibility of Cyril BATTUT acting under the status of commercial agent registered with the RSAC NIMES 814055406 with the SAS PROPRIETES PRIVEES, with a capital of 40,000 euros, ZAC LE CHÊNE FERRÉ - 44 ALLÉE DES CINQ CONTINENTS 44120 VERTOU; SIRET 487 624 777 00040, RCS Nantes. Professional card for transactions on buildings and business assets (T) and Real Estate Management (G) n° CPI 4401 2016 000 010 388 issued by the Nantes - Saint Nazaire Chamber of Commerce and Industry. Escrow account n°30932508467 BPA SAINT-SEBASTIEN-SUR-LOIRE (44230); GALIAN guarantee - 89 rue de la Boétie, 75008 Paris - n°28137 J for 2,000,000 euros for T and 120,000 euros for G. Professional liability insurance by MMA Entreprise policy n°120.137.405 Mandate ref: 360869BAT - The professional guarantees and secures your real estate project. (6.43 % fees including VAT to be paid by the buyer.) Cyril BATTUT (EI) Commercial Agent - RSAC number: NIMES 814055406 - . Information on the risks to which this property is exposed is available on the Géorisques website: www. geohazards. Govt. fr