Single-storey detached house in Orléat 97m² hab

Occupied life annuity without annuity (100% bouquet) Location and environment: Discover this detached house from the 70s, located in Orléat, in the quiet and popular area of the "Pinèdes". Nestled in an environment without vis-à-vis and sheltered from noise pollution, this property benefits from an ideal location in a peaceful village of 2,250 inhabitants. You are less than 10 minutes from the commercial area of Thiers and the access to the A89 (Clermont-Ferrand – Lyon axis). All essential services are nearby: health centre (doctors, nurses, physiotherapists, dentist, pharmacy) 3 minutes away and leisure centre (nursery, associations, various clubs). Orléat, spread over several hamlets, is part of the Community of Communes "Entre Dore et Allier", bringing together 14 communes and nearly 20,000 inhabitants. Its privileged location places you at: - 35 minutes from Clermont-Ferrand, - 45 minutes from Vichy, - 1h30 from the center of Lyon. Description of the house: This single-storey house, well maintained and functional, offers an East/West exposure and consists of two parts that can be easily joined. 1) First entity (living area: 62 m²): Bright living room of 21 m² opening onto a spacious veranda of 17 m², Fitted kitchen of 6.6 m², Bathroom of 3.08 m², Three bedrooms (7 m², 8.8 m² and 10.3 m²), Separate toilet of 1.11 m². 2) Second entity: Living room of 13 m², Bedroom of 8.33 m², Kitchen of 7.33 m², WC of 1.84 m². In addition, a laundry room of 13.76 m² is accessible from the veranda or outside. The property also includes a carport and three annex buildings, perfect for storage or a workshop. Comfort elements and grounds: - Heating by pellet stove and electric convectors in the bedrooms, - Connection to the mains drainage, - Enclosed land of 2,024 m², planted with trees and perfectly maintained. Technical information: - Energy performance diagnosis (DPE): D (231), - Greenhouse gas (GHG) emissions: B (7), - Estimated annual energy costs: between €1,350 and €1,870. Take advantage of this rare opportunity to acquire an occupied life annuity in a privileged setting! Information on the risks is available on the Géorisques website: www.georisques.gouv.fr. Conditions of sale: Cash sale with life occupancy by right of use and habitation for the benefit of a couple whose man is 72 years old and whose wife is 71 years old, this right does not allow them to rent the house in the event of departure to a retirement home. Market value of the property: €160,000 Agency fees included (Sale price if this house was sold free of occupant and in cash) Sale price: €74,700 paid in cash Agency fees included Life annuity: €0/month (Sale price 100% Bouquet) Indemnity for permanent early release at the request of the sellers: €8,000 at the handover of the keys Notary fees: €7,200 calculated on the sale price of €74,700 Property tax 2023: €637 net of household waste tax reimbursed by the occupants EXPERT'S OPINION: You benefit from a reduction in the purchase price of €85,300, considered as rents paid in advance, net of charges and rental taxes, i.e. a reduction in the sale price of 53% without any worries about rental management and unpaid bills (Our guide for the investor in an occupied life annuity without an annuity is at your disposal). Sextant France - Marc Charavil, your real estate advisor in ORLEAT - 06 84 60 51 17 - More information on www.sextantfrance.fr ref. 23198 Fees including VAT paid by the seller